Student Academic Appointees/Appointed PostDoc Fellows
Dental Plan

The dental plan is available to all eligible Appointees, regardless of area of residence. Cigna Dental Health, Inc., is the plan administrator.

PPO

This is a traditional plan that provides reimbursement for dental services from a network of participating providers, or at a lower benefit, outside the network from any licensed dentist of your choice. You are required to pay the dentist for normal charges and then file a claim for reimbursement when an out of network provider is used.

Publications

Forms

 

Dental Plan Highlights

  • Cigna Dental's national PPO network
  • Annual Deductible of $25
  • Annual Benefit Limit of $500
  • Two routine cleanings/exams per calendar year covered at 100%
  • Plan year begins each January; deductibles and benefit limit amounts restart annually on January 1st

Appointee Premiums and Billing

Premiums for qualifying Appointees are fully paid by the University.

 
Fall 2023^
Spring 2024^
Fall 2024^
Appointee
$1,551.23
$2,592.87
$1,852.05
^The Fall premium is for August 1–December 31. The Spring premium is for January 1–July 31. The rate includes both medical and dental coverage.

Dependent Premiums

 
Medical Monthly
Premium
Dental Monthly
Premium
Total Monthly
Premium
2024
Spouse*
$1,104.55
$19.75
$1,124.30
Child(ren)*
$834.98
$29.66
$864.64

*Dependent premium rates are paid for by the Appointee on a monthly basis to IU Human Resources. See the Eligibility and Enrollment Guidelines to verify if your dependent qualifies.

*Premiums for all eligible dependents of the School of Medicine Postdoctoral Fellows will also be covered by the school.

Things you can do…

  • Contact Cigna customer service at 800-244-6224 or visit the Cigna Web site for questions about coverage, claims, and provider networks.
  • Locate a network dental provider by consulting the Cigna Provider Directory. Choose "Cigna Dental PPO" and in the drop down box, select "Radius Network."
  • Cigna does not issue ID cards. To obtain a customized and printable ID card, visit my.cigna.com and create an online account.
  • Print the temporary Cigna Dental PPO ID card.