Student Academic Appointees (SAA) & Fellowship Recipients
2024 COBRA Monthly Premium Rates
| Monthly Premiums | ||
|---|---|---|
| Coverage Level | Medical | |
| Participant | $364.71 | $13.11 |
| Participant’s child(ren) only | $851.68 | $30.25 |
| Participant’s spouse only | $1,126.64 | $20.15 |
| Participant’s spouse & children only | $1,978.32 | $50.40 |
| Participant and Child(ren) | $1,216.39 | $43.36 |
| Participant and Spouse | $1,491.35 | $33.26 |
| Family | $2,343.03 | $63.51 |
Medical and dental plans are separate, and different coverage levels may be selected for each plan.
Important COBRA Election Information
Student Academic Appointees
- Student Academic Appointee coverage is terminated based upon your appointment end date:
- Typically Fall only appointments are termed 12/31.
- Typically Spring only appointments are termed 7/31.
- Those with 10-month or 12-month full year academic appointments are typically termed 7/31.
- Some graduate appointments can be termed mid-semester by the department, and coverage ends on the termination date entered by the department.
- Student Academic Appointees will be offered COBRA when their eligibility status for the insurance has ended. COBRA will be offered for up to 18 months after the graduate appointment termination.
- Student Academic Appointees will be notified of COBRA options by email. Typically, the notification will occur annually in September (for coverage ending 7/31) and February (for coverage ending 12/31). Those with mid-semester terminations will receive a letter by US mail.
- COBRA coverage is retroactive to the insurance termination date and there will be no gap in coverage as long as all premiums are paid for the entire COBRA period.
Fellowship Recipients
- Fellowship Recipient coverage is terminated based upon your fellowship award:
- On 12/31 if only eligible for the Fall.
- On 7/31 if only eligible for the Spring, or if eligible for the entire academic year.
- Fellowship Recipients will be offered COBRA when their eligibility status for the insurance has ended. If the Fellowship Recipient status does not continue for the next semester, COBRA will be offered for up to 18 months.
- Fellowship Recipients that no longer have an award will be notified of COBRA options by email. Typically, the notification will occur annually in September (for coverage ending 7/31) and February (for coverage ending 12/31).
- COBRA coverage is retroactive to the insurance termination date and there will be no gap in coverage as long as all premiums are paid for the entire COBRA period.